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Choosing the right business credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like expense management tools, free employee cards, EMV chip technology and mobile purchasing.
 
When you're ready for a credit card for your business, give us a call.

Extended Introductory Rate to help your business pay down other credit card balances faster with a great low introductory rate for an extended time.

  • Save on interest
  • Non-rewards

More benefits:

  • Valuable online reporting. ScoreBoard, an award-winning expense management tool, enables you to identify spending patterns, review accurate sales data, make more informed decisions about expenses and much more.
  • Free employee cards. Employee cards have individual credit limits and cash access set by the business owner. Employee card reward points can accumulate to the business owner’s reward points total.
  • Security and protection. Enjoy peace of mind with Zero Fraud Liability protection.*** And, view your credit score online for free.

***Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Earn up to 3% Cash Back rewards

  • 3% cash back on all net purchases from office supply stores and cellular phone, landline, internet and cable TV services*
  • 2% cash back on restaurant and gasoline net purchases
  • 1% cash back on all other net purchases
  • No caps or limits on the cash back you can earn, and you have five years to redeem for cash back
  • $25 cash back awarded after first purchase**

More benefits:

  • Valuable online reporting. ScoreBoard, an award-winning expense management tool, enables you to identify spending patterns, review accurate sales data, make more informed decisions about expenses and much more.
  • Free employee cards. Employee cards have individual credit limits and cash access set by the business owner. Employee card reward points can accumulate to the business owner’s reward points total.
  • Security and protection. Enjoy peace of mind with Zero Fraud Liability protection.*** And, view your credit score online for free.

***Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

 

*Cash Rewards: “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each dollar in Cash Back rewards earned is equal to 1 point. You may simply see “Cash Back” in marketing materials when referring to the rewards you earn. Points earned on Net Purchases (purchases minus credits and returns). Merchants are assigned codes based on what they primarily sell. A purchase will not earn additional points if the merchant’s code is not eligible. You will earn 1 Reward Point (“Point”) for each dollar of Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, land line, internet and cable TV services, automated fuel dispensers, and service station or restaurants is unlimited. The creditor and issuer of these credit cards is Elan Financial Services, pursuant to a license from Visa U.A.A. Inc.

** Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus points are awarded only on the Authorized Officer purchases. Monthly net purchase and bonus points will be applied each billing cycle.

Visa 25% Bonus Rewards

  • Earn 1 point for every $1 you spend and get an automatic 25% bonus on all points earned every month for a total of 1.25 points for every net $1 you spend*
  • No caps or limits on the points you can earn, and you have five years to redeem for rewards*
  • 2,500 bonus rewards points awarded after first purchase** redeemable for:
    • $25 Cash Back or
    • Merchandise or
    • Gift cards or
    • Save towards travel

Here are some samples of what you can redeem your points for:

  • 2,500 points: $25 cash back/gift cards, merchandise
  • 5,000 points: $50 cash back/gift cards, merchandise
  • 10,000 points: $100 cash back/gift cards, merchandise, hotel booking, car rental and more
  • 25,000 points: $250 cash back/gift cards, round-trip airfare up to $325, hotel booking, car rental, merchandise, and more

More benefits:

  • Valuable online reporting. ScoreBoard, an award-winning expense management tool, enables you to identify spending patterns, review accurate sales data, make more informed decisions about expenses and much more.
  • Free employee cards. Employee cards have individual credit limits and cash access set by the business owner. Employee card reward points can accumulate to the business owner’s reward points total.
  • Security and protection. Enjoy peace of mind with Zero Fraud Liability protection.*** And, view your credit score online for free.

***Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

 

* The Elan Rewards Program is subject to change. Points earned on Net Purchases (purchases minus credits and returns). You earn 1 point per dollar of Net Purchases made with your Account. Points expire five years from the end of the quarter in which they are earned. Bonus Rewards: The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25%). Bonus Rewards Plus: The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50%). Monthly net purchase bonus points will be applied each billing cycle.

** Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus points are awarded only on the Authorized Officer purchases. Monthly net purchase and bonus points will be applied each billing cycle.

50% Bonus Rewards                 

  • Earn 1 point for every $1 you spend and get an automatic 50% bonus on all points earned every month for a total of 1.50 points for every net $1 you spend*
  • No caps or limits on the points you can earn, and you have five years to redeem for rewards*
  • 5,000 bonus rewards points awarded after first purchase** redeemable for:
    • $50 Cash Back or
    • Merchandise or
    • Gift Cards or
    • Save towards travel.
  • Low annual fee
  • Apply your 5,000 first purchase bonus points to offset your first year’s annual fee.

 

Here are some samples of what you can redeem your points for:

  • 2,500 points: $25 cash back/gift cards, merchandise
  • 5,000 points: $50 cash back/gift cards, merchandise
  • 10,000 points: $100 cash back/gift cards, merchandise, hotel booking, car rental and more
  • 25,000 points: $250 cash back/gift cards, round-trip airfare up to $325, hotel booking, car rental, merchandise, and more

More benefits:

  • Valuable online reporting. ScoreBoard, an award-winning expense management tool, enables you to identify spending patterns, review accurate sales data, make more informed decisions about expenses and much more.
  • Free employee cards. Employee cards have individual credit limits and cash access set by the business owner. Employee card reward points can accumulate to the business owner’s reward points total.
  • Security and protection. Enjoy peace of mind with Zero Fraud Liability protection.*** And, view your credit score online for free.

***Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

 

* The Elan Rewards Program is subject to change. Points earned on Net Purchases (purchases minus credits and returns). You earn 1 point per dollar of Net Purchases made with your Account. Points expire five years from the end of the quarter in which they are earned. Bonus Rewards: The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25%). Bonus Rewards Plus: The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50%). Monthly net purchase bonus points will be applied each billing cycle.

** Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus points are awarded only on the Authorized Officer purchases. Monthly net purchase and bonus points will be applied each billing cycle.