ACH Transactions ACH transactions are a great way to send electronic payments in batches and is great for payroll processing and more! Positive Pay Positive Pay can help detect fraud by verifying transactions posted to your accounts. Wire Transfers Wire transfers are an accurate and secure way to transfer money. Target Balances Target Balance accounts can help organize your money with automatically moving money to the Charter Bank accounts you specify. Card Processing Merchant Services available for your business to accept many forms of card payments. Fraud Filters Fraud Filter is to ensure you are notified when ACH transactions are processed and also keeps a look out for suspicious account activity. Remote Deposit Capture Remote Deposit Capture allows you to stay at your place of business and deposit checks into your account so you don't have to run to the bank.