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Choosing the right credit card is easier than ever!

No matter which card you choose, you’ll enjoy important features such as EMV smart chip technology, mobile purchasing capability and much more.


Save on interest with an extended introductory rate and pay down other credit card balances faster.

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time.
  • Save on interest
  • Non-rewards

Earn Valuable Rewards and watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back* after your first purchase.

  • Earn 1 point for every $1 you spend and get an automatic 25% bonus on all points earned every month for a total of 1.25 points for every net $1 you spend.*
  • No caps or limits on the points you can earn, and you have five years to redeem for rewards.*
  • 2,500 bonus rewards points awarded after the first purchase**, redeemable for:
    • $25 Cash Back or
    • Merchandise or
    • Gift Cards or
    • Save towards Travel

*The Elan Rewards Program is subject to change. Points earned on Net Purchases (purchases minus credits and returns). Points expire five years from the end of the quarter in which they are earned. Bonus Rewards: the 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25%). Bonus Reward Plus: The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50%). Monthly net purchase bonus points will be applied each billing cycle.

**Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

  • Earn 1 point for every $1 you spend and get an automatic 50% bonus on all points earned every month for a total of 1.50 points for every net $1 you spend.*
  • No caps or limits on the points you can earn, and you have five years to redeem for rewards.*
  • 5,000 bonus rewards points awarded after the first purchase**, redeemable for:
    • $50 Cash Back or
    • Merchandise or
    • Gift Cards or
    • Save towards Travel
  • Low annual fee
  • Apply your 5,000 first purchase bonus points to offset your first year’s annual fee 

*The Elan Rewards Program is subject to change. Points earned on Net Purchases (purchases minus credits and returns). Points expire five years from the end of the quarter in which they are earned. Bonus Rewards: the 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25%). Bonus Reward Plus: The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50%). Monthly net purchase bonus points will be applied each billing cycle.

**Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

Earn cash back* every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cask back* after your first purchase.

  • 3% cash back on gas on the first $6,000 in annual fuel purchases*
  • 2% cash back on supermarket purchases
  • 1% cash back on all other purchases
  • No limit on the cash back that you can earn, and you have five years to redeem for cash back*
  • $25 cash back awarded after first purchase**
  • Entertainment Access – Purchase tickets to popular events before the general public***

*Cash Rewards Card “Cash Back Rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 1 point. You may simple see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of Net Purchases (purchases minus credits and returns) charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of supermarkets. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12 month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12 month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle.

**Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

***During the specified sales period, tickets are available exclusively to all American Express Card Members. Tickets must be purchased with an American Express Card. Offer is subject to availability. Not all seats are available and blackout dates apply. Offer valid in select cities.

Earn up to 3x on Travel Rewards

  • 3 points for every $1 spent on airline purchases**
  • 2 points for every $1 spent on hotel and restaurant purchases
  • 1 point for every $1 spent on all other purchases
  • No caps or limits on the points you can earn, and you have five years to redeem for rewards.*
  • 7,500 bonus rewards points awarded after the first purchase**, redeemable for:
    • $75 Cash Back or
    • Merchandise or
    • Gift Cards or
    • Save towards Travel
  • Travel starting at just 25,000 points for one round-trip airline tickets up to $325
  • Domestic Air Savings Program
    • Save 10% when you fly within the contiguous 48 states. Simply book your travel using the Air Savings Program via CONNECT from American Express. With no blackout dates and no minimum price, you are free to sue this benefit as many times as you like.
  • Foreign travel perks
  • Low Annual Fee
  • Apply your 7,500 first purchase bonus points to help offset your first year’s annual fee

*Cash Rewards Card “Cash Back Rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 1 point. You may simple see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of Net Purchases (purchases minus credits and returns) charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of supermarkets. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12 month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12 month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle.