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Choosing the right credit card is easier than ever!

No matter which card you choose, you’ll enjoy important features such as EMV smart chip technology, mobile purchasing capability and much more.

Choose the card that delivers the benefits you want most!
 
Card Options If you are interested in... Benefits
Visa® Platinum Card
Saving on Interest
  • Extended introductory offer.
  • Save on interest and pay down your other credit card balances faster.
Transfer balances from other higher rate credit cards
Cash Rewards American Express® Card
Earning Cash Back
  • Earn up to 3% cash back at gas stations.
  • Also earn up to 2% cash back at supermarkets and 1% on all other eligible net purchases.
  • Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
*Redeem for cash back
Visa Signature® Real Rewards Card
Earning Valuable Rewards
  • Earn 1.5 points per $1 spent on eligible net purchases
  • Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
*Redeem for cash back
Travel rewards
Merchandise and gift cards
Premier Rewards American Express® Card
Earning Even More Rewards in Popular Spend Categories
  • 4 points per $1 spent on eligible restaurant purchases
  • 3 points per $1 spent on eligible airline purchases
  • 2 points per $1 spent on eligible purchases at gas stations
  • 1 point 
  • $100 cash back after you spend $1,000 in the first 3 months.
*Redeem for cash back
Travel rewards
Merchandise and gift cards
Visa Signature® College Real Rewards Card
Earning Valuable Rewards
  • 1.5 points per $1 spent on eligible net purchases
  • Account alerts, Autopay, Zero fraud liability, 
 
*Redeem for cash back
Travel rewards
Merchandise and gift cards
Secured Visa® Card
Convenience of a Credit Card While Working to Build or Improve Your Credit
Account alerts
Automatic bill pay
**Free credit score
*Reward points can be redeemed as a cash deposit to a checking or savings account with Charter Bank only within seven business days or as a statement credit to your credit card account within one to two billing cycles.
**The free VantageScore Credit Score provided by TransUnion is for educational purposes only and is not used by Elan Financial Services to make credit decisions.
 
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc, and American Express. American Express is a federally registered service mark of American Express.