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Charter Bank

Competitive rates for you!

Certificates of Deposit

Term  Annual Percentage Yield Interest Rate Compounding Frequency
6 Month
 1.15% 1.15% None
12 Month
 1.55%
 1.54% Semi-annually
18 Month
 1.70% 1.69% Semi-annually
 2 Year
 1.75% 1.74% Semi-annually
 3 Year
 1.80% 1.79% Semi-annually
5 Year
 1.90% 1.89% Semi-annually
The annual percentage yield shown assumes that all principal and interest remain on deposit for the entire term. Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. Minimum deposit to open: $1,000.00.

Individual Retirement Accounts

 Term Annual Percentage Yield Interest Rate Compounding Frequency
1 Year 1.55% 1.54% Semi-annually
18 Month Variable* 1.30% 1.29% Monthly
18 Month 1.40% 1.39% Monthly
2 1/2 Year 1.50% 1.49% Semi-annually
The annual percentage yield shown assumes that all principal and interest remain on deposit for the entire term. Fees may reduce earnings on the accounts. A penalty will be imposed for early withdrawal. Minimum deposit to open: $100.00.
*Interest rate and annual percentage yield may change after the initial opening date. Fees may reduce earnings. 18 month variable IRA allows you to make an unlimited number of deposits with a minimum deposit amount of $100.00.

Savings Account

Annual Percentage Yield Interest Rate Compounding Frequency
.25% .25% Quarterly
Minimum balance to open: $50.00.
Interest rate and annual percentage yield may change after the initial opening date. Fees may reduce earnings.
 
 
*Annual Percentage Yield of 2.02% and .20% as of 6/1/19. $50 to open a checking account. A $6 charge will be assessed each month that the account balance falls below $1500. Direct Deposit must be established within 60 days of opening account or the account will be converted to the Totally Free Checking Account. Rate may change after account is opened. Available in Wisconsin only. 

Young Investors Savings Account

Minimum Balance to obtain APY Annual Percentage Yield Interest Rate Compounding Frequency
$0.00 - $250.00 10.38% 10.00% Quarterly
$250.01 - $10,000.00 1.51% 1.50% Quarterly
$10,000.01 - $25,000.00 1.51% 1.50% Quarterly
$25,000.01 and over .25% .25% Quarterly
Interest will be paid at the interest rate shown above only for that portion of your balance at each deposit tier. Minimum balance to open account: $50.00. Interest rate and annual percentage yield may change after the initial opening date. Fees may reduce earnings.

Classic and Direct Interest Checking

Minimum Balance to obtain APY Annual Percentage Yield Interest Rate Compounding Frequency
$0.00 - $2,499.99 .10% .10% Monthly
$2,500.00 - $24,999.99 .10% .10% Monthly
$25,000.00 and over .10% .10% Monthly
Interest will be paid on the full balance of your account at the interest rate shown above for the deposit tier that lists your account balance. Minimum balance to open account: $50.00. Interest rate and annual percentage yield may change after the initial opening date. Fees may reduce earnings.

Premium Rewards Checking

Minimum Balance to obtain APY  Annual Percentage Yield Interest Rate Compounding Frequency
$0.00 - $14,999.99 2.02% 2.00% Monthly
$15,000.00 and over .20% .20% Monthly
This account is available to individuals only. Interest will be paid on the full balance of your account at the interest rate shown above for the deposit tier that lists your account balance. Minimum balance to open account: $50.00. Interest rate and annual percentage yield may change after the initial opening date. Fees may reduce earnings.

Money Market

Minimum Balance to obtain APY Annual Percentage Yield Interest Rate Compounding Frequency
$0.00 - $9,999.99 .25% .25% Monthly
$10,000.00 - $99,999.99 .50% .50% Monthly
$100,000.00 - $249,999.99 .70% .70% Monthly
$250,000.00 and over 1.00% 1.00% Monthly
Interest will be paid on the full balance of your account at the interest rate shown above for the deposit tier that lists your account balance. Interest rate and annual percentage yield may change after the initial opening date. Fees may reduce earnings. Minimum balance to open account: $1,000.00.

Health Savings Account

Minimum Balance to obtain APY Annual Percentage Yield Interest Rate Compounding Frequency
$0.00 - $9,999.99 .10% .10% Monthly
$10,000.00 - $24,999.99 .50% .50% Monthly
$25,000 and over 1.51% 1.50% Monthly
Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. Rates are variable and may change without notice. Minimum balance to open account: $50.00


















All rates effective as of February 7, 2020.
Charter Bank in Eau Claire
 
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800-471-4510

 
 
 
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